Every action inncivio takes is chosen by proprietary models and checked by rules written in code. Every step is recorded in a decision trace your team can open.
Two pipelines
Five proprietary models
inncivio runs five proprietary models: clustering models that find behavioural patterns and cohorts, a Decision Model that makes the many small decisions along the process, a contextual Bandit that makes the main decision of which action to take, a positioning model that chooses where it appears, and inncivio's own language model, which interprets journeys and writes the content. All are owned, trained and hosted by inncivio on its own AWS infrastructure. External AI services are never used in production and never receive client data.
How an action is reached
Deterministic rules keep the last word
Code, not a model, validates evidence, removes duplicates, sets the compliance class and expiry, and enforces your policies before any action is released. The Bandit only chooses among actions that have already passed these rules.
Continuous learning
The Bandit learns from observed outcomes inside your deployment. Across deployments, only aggregated, anonymised learning signals refine inncivio's models. No client data crosses tenant boundaries.
Let us show you how our AI-driven, fintech-focused approach delivers more than just adoption - it drives measurable growth.