inncivio is an agentic layer for fintech platforms. It reads user behavior and product context in real time to deliver personalized guidance, education, and call to actions (CTAs) - helping users transact more, and with greater confidence.
in-app guidance based on user context!
activation across the full journey!
nudges designed to drive revenue actions!
one-line snippet, no backend, live in days!
built for trading, crypto, and fintech marketplaces!
Simplify complex dashboards and boost transaction completion with timely in-app activations.
Guide users through volatile markets and improve asset conversion with contextual, real-time support.
Reduce drop-offs and increase deposits by simplifying decision-making with micro-targeted insights.
inncivio goes beyond UX. It acts at decision time to unlock revenue.
The system learns from user decision traces (how users hesitate, decide, and act) and then delivers targeted guidance that converts intent into transactions without adding friction.
70% of fintech users never make it to their first transaction - because confusion creeps in right when it’s time to act.
And with only 35% financially literate, they’re lost before they even begin.
With real-time, in-app nudges, we turn hesitation into confident action - and engagement into revenue.
inncivio is powered by AWS and backed by ERA - giving us the scalability, credibility, and AI-driven infrastructure needed to support fintech platforms.
As part of ERA’s exclusive summer 2025 cohort, inncivio joins top-tier startups supported by New York’s leading early-stage accelerator - validating our product-market fit and reinforcing our mission to drive revenue growth for fintech platforms.
Built on AWS’ secure, scalable AI infrastructure, inncivio delivers real-time, in-app guidance with low latency and enterprise-grade reliability - supporting fintech platforms at scale.
inncivio is purpose-built to do what generic tools can’t - drive revenue by guiding users at the exact moment of decision and without leaving the fintech's environment.
Most tools stop at first use. inncivio drives outcomes from first login to every revenue-critical action - automatically.
Our AI constantly adapts to user behavior and platform changes, delivering smarter guidance without constant tweaking.
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When generic product tours fall short, inncivio delivers tailored, AI-powered in-app activations that drive real revenue impact for fintech platforms.
Unlike generalist platforms, inncivio is tailored exclusively for fintech applications, ensuring guidance that aligns with financial and user behaviors.
Beyond first use, inncivio supports users throughout their entire journey, driving consistent action and maximizing revenue over lifetime value.
Got questions? We’ve got answers. Here are some of the most common things people ask us.
inncivio is an agentic layer for fintech platforms. It reads user behavior and product context in real time to deliver personalized guidance, education, and call to actions (CTAs) - helping users transact more, and with greater confidence.
Transaction‑driven products: retail and institutional trading platforms, crypto exchanges, foreign exchange (FX)/remittance products, lending marketplaces, and betting/gaming. Any product where user actions convert to revenue is a fit.
Reduce user friction and hesitation by predicting next steps from decision traces and the context graph, then delivering timely guidance or call to actions (CTAs). That increases transaction counts and improves the quality of decisions.
* Decision traces: the sequence of user interactions (clicks, hovers, time on screen) that reveal how a user reached a moment of choice. inncivio learns patterns from those traces.
* Context graph: a structured representation linking user behavior, UI elements, account/profile state and knowledge sources so the system knows “what this user sees and why it matters” in real time.
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